French expat? Buy in France, we’ll take care of the mortgage.
French expat? Buy in France, we’ll take care of the mortgage.
French expat?
Buy in France, we’ll take care of the mortgage.
Most French banks decline non-residents. Our banking partners provide Mortgage financing regardless of your country of residence. 130+ applications financed.
Most French banks decline non-residents. Our banking partners provide Mortgage financing regardless of your country of residence. 130+ applications financed.
Most French banks decline non-residents. Our banking partners provide Mortgage financing regardless of your country of residence. 130+ applications financed.
130+ expatriates financed worldwide
130+ expatriates financed worldwide
Exclusive specialists in non-resident profiles
Exclusive specialists in non-resident profiles
Exclusive specialists in non-resident profiles
15+
Banking Partners
15+
Banking Partners
97%
Success Rate
97%
Success Rate
97%
Success Rate
€45 million
Successfully Funded
€45 million
Successfully Funded
€45 million
Successfully Funded
How it works
How it works
How it works
From the review of your application to the release
of funds at the notary’s office.
From the review of your application to the release
of funds at the notary’s office.
Louis-Felix Salley
Paris, France
United Kingdom, Africa, Asia
Albert d’Anthoüard
Paris, France
Europe, Middle East, Oceania
Hervé Seux
Boston, United States
North America, LATAM
Regulated mortgage broker in France
Registered with ORIAS No. 25008593
Official register of financial intermediaries
Assessment of your eligibility
Assessment of your eligibility
Overseas income, local or expatriate contract, and the tax framework of your country of residence: we assess everything and tell you exactly how much you can borrow with a Mortgage.
Overseas income, local or expatriate contract, and the tax framework of your country of residence: we assess everything and tell you exactly how much you can borrow with a Mortgage.
Overseas income, local or expatriate contract, and the tax framework of your country of residence: we assess everything and tell you exactly how much you can borrow with a Mortgage.
Preparation and submission to banks
Preparation and submission to banks
Your mortgage application file is structured and submitted to partner banks that finance non-residents. We negotiate the interest rate and terms.
Your mortgage application file is structured and submitted to partner banks that finance non-residents. We negotiate the interest rate and terms.
Your mortgage application file is structured and submitted to partner banks that finance non-residents. We negotiate the interest rate and terms.
Tracking until the release of funds
Tracking until the release of funds
Coordination with the bank and the notary through to the final transfer. You do not need to be in France.
Coordination with the bank and the notary through to the final transfer. You do not need to be in France.
Coordination with the bank and the notary through to the final transfer. You do not need to be in France.
Louis-Felix Salley
Paris, France
United Kingdom, Africa, Asia
Hervé Seux
Paris, France
Europe, Middle East, Oceania
Hervé Seux
Boston, United States
North America, LATAM
Regulated mortgage broker in France
Registered with ORIAS No. 25008593
Official register of financial intermediaries
Louis-Felix Salley
Paris, France
United Kingdom, Africa, Asia
Albert d’Anthoüard
Paris, France
Europe, Middle East, Oceania
Hervé Seux
Boston, United States
North America, LATAM
Regulated mortgage broker in France
Registered with ORIAS No. 25008593
Official register of financial intermediaries
Your mortgage managed remotely, from A to Z
100% remote mortgage application analysis and file preparation
A dedicated single point of contact in your time zone
Video appointments at every key step
Direct coordination with your notary
Electronic signature of the Mortgage offer
The mortgage process is entirely remote. You can focus on your project.
CIC France
CIC France
Mortgage approved
Mortgage approved
€571,000
€571,000
What banks don’t tell you
What banks don’t tell you
Do you think you need a 30% down payment and a French permanent contract? Not necessarily. Our articles provide the details.
Do you think you need a 30% down payment and a French permanent contract? Not necessarily. Our articles provide the details.
Do you think you need a 30% down payment and a French permanent contract? Not necessarily. Our articles provide the details.
Entrepreneurs
Independent income, offshore companies, digital activities
Entrepreneurs
Independent income, offshore companies, digital activities
Expatriate Employees
International permanent contracts, local contracts, long-term assignments accepted
Expatriate Employees
International permanent positions, local contracts, long-term assignments accepted
Experienced Investors
Established wealth, multiple income streams, advanced strategies
Experienced Investors
Established estate, multiple income sources, advanced strategies
First-Time Investors
First investment, established savings, secured project
First-Time Investors
First investment, established savings, secured project
Entrepreneurs
Variable income, overseas company, freelance — we know how to structure these mortgage applications.
Expatriate Employees
Local contract, secondment, expat package — your employer does not need to be French.
Confirmed Investors
Existing portfolio, rental income, SCI (French property holding company) — we optimize the overall structure.
First-time investors
First property purchase in France, savings built up abroad — we guide you from A to Z.
Let's talk about your project
Let's talk about your project
Let's talk about your project
30 minutes with an advisor to assess your mortgage application. Free, confidential, with no obligation.
Free analysis within 24 hours
No commitment — fees charged only upon success
Available in your time zone
Reminder: You only pay if your mortgage is approved.
Frequently Asked Questions
Frequently Asked Questions
Frequently Asked Questions
Do French banks still offer Mortgages to non-residents?
Yes, but very few do so proactively. Most online banks systematically decline these applications, and many traditional banks do not have an advisor trained to handle this type of file. We work exclusively with 15+ partners that actively provide Mortgage financing for expatriates.
Do French banks still offer Mortgages to non-residents?
Yes, but very few do so proactively. Most online banks systematically decline these applications, and many traditional banks do not have an advisor trained to handle this type of file. We work exclusively with 15+ partners that actively provide Mortgage financing for expatriates.
How much down payment is required when you live abroad?
Most brokers and banks require between 20% and 30% down payment from non-residents. Thanks to our partners and the way we structure each application file, we regularly secure mortgage financing with only 10% to 20% down payment.
How much down payment is required when you live abroad?
Most brokers and banks require between 20% and 30% down payment from non-residents. Thanks to our partners and the way we structure each application file, we regularly secure mortgage financing with only 10% to 20% down payment.
My income is in a foreign currency. Is that a problem?
Most French banks apply a 10% to 20% haircut to income in foreign currencies. Our partner banks do not apply any haircut: your income is taken into account at its full actual value.
My income is in a foreign currency. Is that a problem?
Most French banks apply a 10% to 20% haircut to income in foreign currencies. Our partner banks do not apply any haircut: your income is taken into account at its full actual value.
Does my country of residence affect my Mortgage application?
Yes. Some countries are viewed more favorably than others by banks. Economically stable countries (Switzerland, Singapore, Hong Kong, the UAE, the EU) make access to mortgage easier. For countries considered higher risk, we know which banks accept these profiles.
Does my country of residence affect my Mortgage application?
Yes. Some countries are viewed more favorably than others by banks. Economically stable countries (Switzerland, Singapore, Hong Kong, the UAE, the EU) make access to mortgage easier. For countries considered higher risk, we know which banks accept these profiles.
Do I need to be physically present in France to sign?
No. The entire banking process is handled remotely: notarial power of attorney, electronic signature, and video conferences with the bank.
Do I need to be physically present in France to sign?
No. The entire banking process is handled remotely: notarial power of attorney, electronic signature, and video conferences with the bank.
How long does the process take?
On average, it takes 7 to 12 weeks between the initial contact and the release of mortgage funds. Some straightforward applications are finalized within 4 to 6 weeks.
How long does the process take?
On average, it takes 7 to 12 weeks between the initial contact and the release of mortgage funds. Some straightforward applications are finalized within 4 to 6 weeks.