Invest in prime property in Europe. We handle the financing.
Invest in prime property in Europe. We handle the financing.
Invest in prime property in Europe.
We handle the financing.
Most banks won't finance international buyers, or they make it slow and complicated. Our partners finance prime property from €1M, across France, Spain and Italy. 130+ files closed.
Most banks won't finance international buyers, or they make it slow and complicated. Our partners finance prime property from €1M, across France, Spain and Italy. 130+ files closed.
Custom-built mortgages for international buyers. Banks that say yes at €1M and above.
130+ cross-border files closed.
130+ cross-border files closed.
Specialists in cross-border files for international buyers.
Specialists in cross-border files for international buyers.
Specialists in cross-border files for international buyers.
15+
Partner banks
15+
Partner banks
94 %
Approval rate
94 %
Approval rate
94 %
Approval rate
€141M
Financed to date
€141M
Financed to date
€141M
Financed to date
From eligibility to closing, fully remote.
From eligibility to closing, fully remote.
From eligibility to closing, fully remote.
Three steps. Available across all timezones.
Three steps. Available across all timezones.
Louis-Félix Salley
Barcelona, Spain
Founding Partner
Albert d’Anthoüard
Paris, France
Partner · France
Hervé Seux
Boston, USA
Partner · Americas
EU-regulated broker.
Registered with ORIAS N° 25008593
Official registry of financial intermediaries (FR)
Eligibility analysis
Eligibility analysis
We review your file: income, assets, target property, jurisdiction. You get a clear answer on borrowing capacity, structure and indicative pricing.
We review your file: income, assets, target property, jurisdiction. You get a clear answer on borrowing capacity, structure and indicative pricing.
We review your file: income, assets, target property, jurisdiction. You get a clear answer on borrowing capacity, structure and indicative pricing.
Structuring and bank placement
Structuring and bank placement
We package the file and place it with the partner banks that finance international buyers at this ticket. We negotiate rate and terms.
We package the file and place it with the partner banks that finance international buyers at this ticket. We negotiate rate and terms.
We package the file and place it with the partner banks that finance international buyers at this ticket. We negotiate rate and terms.
Closing and funds release
Closing and funds release
We coordinate with the bank and the notary in France, Spain or Italy until funds are wired. You sign electronically. No travel required.
We coordinate with the bank and the notary in France, Spain or Italy until funds are wired. You sign electronically. No travel required.
We coordinate with the bank and the notary in France, Spain or Italy until funds are wired. You sign electronically. No travel required.
Louis-Felix Salley
Paris, France
Royaume-Uni, Afrique, Asie
Hervé Seux
Paris, France
Europe, Moyen-Orient, Océanie
Hervé Seux
Boston, États-Unis
Amérique du Nord, LATAM
Courtier réglementé en France
Enregistré à l'ORIAS N° 25008593
Registre officiel des intermédiaires financiers
Louis-Félix Salley
Barcelona, Spain
Founding Partner
Albert d’Anthoüard
Paris, France
Partner · France
Hervé Seux
Boston, USA
Partner · Americas
EU-regulated broker.
Registered with ORIAS N° 25008593
Official registry of financial intermediaries (FR)
Your mortgage, handled end-to-end. Remotely.
File analysis and structuring
One point of contact in your timezone
Video calls at every key step
Direct coordination with your notary
Electronic signature of the loan offer
We handle the banking process. You focus on the property.
HSBC LUXEMBOURG
HSBC LUXEMBOURG
Mortgage Approved
Mortgage Approved
€6,720,000
€6,720,000
Built for international wealth
Built for international wealth
You don't fit the standard mortgage profile. We build the file around you.
You don't fit the standard mortgage profile. We build the file around you.
You don't fit the standard mortgage profile. We build the file around you.
Entrepreneurs
Revenus indépendants, sociétés offshore, activités digitales
Portfolio holders
IBKR, Schwab, DeGiro. We secure the mortgage, your assets stay in place.
Salariés Expatriés
CDI international, contrats locaux, missions longue durée acceptés
Private banking clients
Your private bank is too slow or country-locked. We close in weeks.
Investisseurs Confirmés
Patrimoine constitué, sources de revenus multiples multiples, stratégies avancées
Entrepreneurs
Equity-heavy, variable income. We structure around assets, not salary.
Primo-Investisseurs
Premier investissement, épargne constituée, projet sécurisé
Family offices
Holding-company purchases, cross-border. We work with your advisors.
Portfolio holders
Assets and savings held abroad. We handle the complexity standard banks decline.
Private banking clients
Your private bank is too slow or country-locked. We close faster, across 3 markets.
Entrepreneurs
Equity-heavy, variable income. We structure around your reality, not payslips.
Family offices
Holding-company purchases, cross-border. We work with your advisors.
Let's talk about your project.
Let's talk about your project.
Let's talk about your project.
30 minutes with a partner to assess your file. Free, confidential, no commitment.
Free file analysis within 24h
Success-only fee — you pay nothing until closing
Available across all timezones
Reminder: You only pay if your mortgage closes.
Frequently asked questions
Frequently asked questions
Frequently asked questions
Which countries do you cover?
Our core markets are France, Spain and Italy. We also close files across the rest of the EU on a case-by-case basis, depending on the property and the file.
Which countries do you cover?
Our core markets are France, Spain and Italy. We also close files across the rest of the EU on a case-by-case basis, depending on the property and the file.
What's the minimum file size?
We work on files from €1M. Below that, the structuring economics rarely justify the work for either side.
What's the minimum file size?
We work on files from €1M. Below that, the structuring economics rarely justify the work for either side.
What downpayment do I need?
Between 10% and 30% depending on your profile, jurisdiction, and the bank. Higher tickets and stronger files get better terms. We tell you exactly where you stand in the first call.
What downpayment do I need?
Between 10% and 30% depending on your profile, jurisdiction, and the bank. Higher tickets and stronger files get better terms. We tell you exactly where you stand in the first call.
I live outside Europe. Is that a problem?
No. Most of our files are with international buyers, American, British, Asian, Middle Eastern, LATAM. The full process is remote.
I live outside Europe. Is that a problem?
No. Most of our files are with international buyers, American, British, Asian, Middle Eastern, LATAM. The full process is remote.
I'm an entrepreneur with variable income. Will that block the file?
No. We specialize in non-standard profiles: variable income, equity compensation, operating companies abroad, holding structures. We build the file around your reality.
I'm an entrepreneur with variable income. Will that block the file?
No. We specialize in non-standard profiles: variable income, equity compensation, operating companies abroad, holding structures. We build the file around your reality.
I already have a private banker. Why use you?
Private banks lend against your portfolio, but they require the assets under their management, often impose a minimum AUM, and operate one country at a time. We work without asset transfer, across three jurisdictions, with decisions in weeks instead of months. We frequently complement existing wealth management relationships rather than replace them.
I already have a private banker. Why use you?
Private banks lend against your portfolio, but they require the assets under their management, often impose a minimum AUM, and operate one country at a time. We work without asset transfer, across three jurisdictions, with decisions in weeks instead of months. We frequently complement existing wealth management relationships rather than replace them.