Real estate financing specialist for non-residents
Real estate financing specialist for non-residents
Real estate financing specialist for non-residents

Obtain a mortgage in France from abroad

Obtain a mortgage in France from abroad

Obtain a mortgage in France from abroad

We turn the complexity of financing real estate in France into a smooth journey, with expertise, transparency, and a sense of achievement.

We turn the complexity of financing real estate in France into a smooth journey, with expertise, transparency, and a sense of achievement.

They trust us
They trust us
They trust us

Our Results

Our Results

Our Results

Exclusive specialists in non-resident profiles

Exclusive specialists in non-resident profiles

Exclusive specialists in non-resident profiles

15+

Banking Partners

15+

Banking Partners

15+

Banking Partners

130+

Supported Projects

130+

Supported Projects

130+

Supported Projects

97%

Success Rate

97%

Success Rate

97%

Success Rate

€45 million

Successfully Funded

€45 million

Successfully Funded

€45 million

Successfully Funded

A tailored guidance in 5 steps

A tailored guidance in 5 steps

A tailored guidance in 5 steps

We understand every specific aspect of the non-resident profile. Transparent processes, controlled timelines, guaranteed results.

We understand every specific aspect of the non-resident profile. Transparent processes, controlled timelines, guaranteed results.

We understand every specific aspect of the non-resident profile. Transparent processes, controlled timelines, guaranteed results.

Banking Experts

Louis Felix Salley

Paris, France

United Kingdom, Europe, Africa, Asia

Hervé Seux

Boston, United States

North America, LATAM

Albert d’Anthoüard

Paris, France

Europe, Middle East, Oceania

Analysis of Your Non-Resident Profile

Analysis of Your Non-Resident Profile

24 hours
24 hours
24 hours

Comprehensive assessment: income, taxation, residency status. Optimization from the start

Comprehensive assessment: income, taxation, residency status. Optimization from the start

Comprehensive assessment: income, taxation, residency status. Optimization from the start

Validation of your real estate project

Validation of your

real estate project

48 hours
48 hours
48 hours

Technical, financial, and rental analysis. We secure your investment

Technical, financial, and rental analysis. We secure your investment

Technical, financial, and rental analysis. We secure your investment

Personalized financing scheme calculation

Personalized financing scheme calculation

72 hours
72 hours
72 hours

Accurate simulations according to your expatriate taxation. Optimized and transparent returns.

Accurate simulations according to your expatriate taxation. Optimized and transparent returns.

Accurate simulations according to your expatriate taxation. Optimized and transparent returns.

Presentation of your file to our partners

Assembly of your

bank file

5 to 8 days
5 to 8 days
5 to 8 days

Personalized tracking, coordination with the bank, and implementation of mortgage insurance if necessary. 100% remote project.

Personalized tracking, coordination with the bank, and implementation of mortgage insurance if necessary. 100% remote project.

Personalized tracking, coordination with the bank, and implementation of mortgage insurance if necessary. 100% remote project.

Support until the signing

Support

until signing

1 to 3 months
1 to 3 months
1 to 3 months

Personalized follow-up, coordination with the notary, secure remote completion.

Personalized follow-up, coordination with the notary, secure remote completion.

Personalized follow-up, coordination with the notary, secure remote completion.

Banking Experts

Louis Felix Saley

Paris, France

United Kingdom, Europe, Africa, Asia

Louis Felix Saley

Paris, France

United Kingdom, Europe, Africa, Asia

Louis Felix Saley

Paris, France

United Kingdom, Europe, Africa, Asia

Hervé Seux

North America

Hervé Seux

North America

Hervé Seux

Boston, United States

North America, LATAM

Albert d’Anthoüard

Europe, Middle East, Oceania

Albert d’Anthoüard

Europe, Middle East, Oceania

Albert d’Anthoüard

Paris, France

Europe, Middle East, Oceania

Testimonials from our non-resident clients

Testimonials from our non-resident clients

Testimonials from our non-resident clients

David Loury

Employee on a local contract in the USA

J'ai été pris en charge par Louis-Felix. Rapide, précis, facile à vivre, je n'aurais pas pu demander un meilleur service. Je l'ai contacté dans les dernières étapes du travail d'un autre courtier, mais il a clairement gagné, par son efficacité et en me proposant la meilleure offre dès le premier essai. Je le recommande vivement !

Aug 3, 2025
€293,000
Annecy

Julia NOYELLE

Employee on a local contract in the USA

Thank you, Louis-Félix, for your help. You made our home purchase easier - you found us a mortgage in record time with a very good rate, despite an unusual situation. You were always attentive and transparent. I highly recommend you.

Jul 24, 2025
€620,000
Pleasant

Mathieu Bouvet

Expatriate in the United Kingdom

Thanks to Louis for his responsiveness and ability to simplify a sometimes complex process. Excellent follow-up, very good interpersonal skills. I will not hesitate to call on him again.

Jul 11, 2025
€230,000
Paris

David Loury

Employee on a local contract in the USA

J'ai été pris en charge par Louis-Felix. Rapide, précis, facile à vivre, je n'aurais pas pu demander un meilleur service. Je l'ai contacté dans les dernières étapes du travail d'un autre courtier, mais il a clairement gagné, par son efficacité et en me proposant la meilleure offre dès le premier essai. Je le recommande vivement !

Aug 3, 2025
€293,000
Annecy

Julia NOYELLE

Employee on a local contract in the USA

Thank you, Louis-Félix, for your help. You made our home purchase easier - you found us a mortgage in record time with a very good rate, despite an unusual situation. You were always attentive and transparent. I highly recommend you.

Jul 24, 2024
€620,000
Pleasant

Mathieu Bouvet

Expatriate in the United Kingdom

Thanks to Louis for his responsiveness and ability to simplify a sometimes complex process. Excellent follow-up, very good interpersonal skills. I will not hesitate to call on him again.

Apr 27, 2024
€230,000
Paris

David Loury

Employee on a local contract in the USA

J'ai été pris en charge par Louis-Felix. Rapide, précis, facile à vivre, je n'aurais pas pu demander un meilleur service. Je l'ai contacté dans les dernières étapes du travail d'un autre courtier, mais il a clairement gagné, par son efficacité et en me proposant la meilleure offre dès le premier essai. Je le recommande vivement !

Aug 3, 2025
€293,000
Annecy

Julia NOYELLE

Employee on a local contract in the USA

Thank you, Louis-Félix, for your help. You made our home purchase easier - you found us a mortgage in record time with a very good rate, despite an unusual situation. You were always attentive and transparent. I highly recommend you.

Jul 24, 2025
€620,000
Pleasant

Mathieu Bouvet

Expatriate in the United Kingdom

Thanks to Louis for his responsiveness and ability to simplify a sometimes complex process. Excellent follow-up, very good interpersonal skills. I will not hesitate to call on him again.

Jul 11, 2025
€230,000
Paris

David Loury

Employee on a local contract in the USA

J'ai été pris en charge par Louis-Felix. Rapide, précis, facile à vivre, je n'aurais pas pu demander un meilleur service. Je l'ai contacté dans les dernières étapes du travail d'un autre courtier, mais il a clairement gagné, par son efficacité et en me proposant la meilleure offre dès le premier essai. Je le recommande vivement !

Aug 3, 2025
€293,000
Annecy

Julia NOYELLE

Employee on a local contract in the USA

Thank you, Louis-Félix, for your help. You made our home purchase easier - you found us a mortgage in record time with a very good rate, despite an unusual situation. You were always attentive and transparent. I highly recommend you.

Jul 24, 2025
€620,000
Pleasant

Mathieu Bouvet

Expatriate in the United Kingdom

Thanks to Louis for his responsiveness and ability to simplify a sometimes complex process. Excellent follow-up, very good interpersonal skills. I will not hesitate to call on him again.

Jul 11, 2025
€230,000
Paris

Your real estate project managed remotely

Your real estate project managed remotely

Your real estate project managed remotely

Expert dedicated to your geographical area

Expert dedicated to your geographical area

Expert dedicated to your geographical area

Partner banks specializing

Partner banks specializing

Partner banks specializing

Custom File

Custom File

Custom File

Video appointment with your expert

Video appointment with your expert

Video appointment with your expert

Tracking until the release of funds

Tracking until the release of funds

Tracking until the release of funds

Specialized expert, partner banks, optimized application: your remote mortgage.

Mortgage approved

Mortgage approved

Mortgage approved

€571,000

€571,000

€571,000

Romain G.

Romain G.

Romain G.

Entrepreneurs

Independent income, offshore companies, digital activities

Entrepreneurs

Independent income, offshore companies, digital activities

Expatriate Employees

International permanent positions, local contracts, long-term assignments accepted

Expatriate Employees

International permanent positions, local contracts, long-term assignments accepted

Confirmed Investors

Established estate, multiple income sources, advanced strategies

Confirmed Investors

Established estate, multiple income sources, advanced strategies

First-time investors

First investment, established savings, secured project

First-time investors

First investment, established savings, secured project

Conditions tailored to your non-resident profile

Conditions tailored to your non-resident profile

Conditions tailored to your non-resident profile

Preferential rates, reduced contributions, enhanced professional and asset income. Discover your hidden benefits and the advice from our experts.

Preferential rates, reduced contributions, enhanced professional and asset income. Discover your hidden benefits and the advice from our experts.

Preferential rates, reduced contributions, enhanced professional and asset income. Discover your hidden benefits and the advice from our experts.

Entrepreneurs

Independent income, offshore companies, digital activities

Entrepreneurs

Independent income, offshore companies, digital activities

Entrepreneurs

Independent income, offshore companies, digital activities

Expatriate Employees

International permanent contracts, local contracts, long-term assignments accepted

Expatriate Employees

International permanent contracts, local contracts, long-term assignments accepted

Expatriate Employees

International permanent positions, local contracts, long-term assignments accepted

Experienced Investors

Established wealth, multiple income streams, advanced strategies

Experienced Investors

Established wealth, multiple income streams, advanced strategies

Experienced Investors

Established estate, multiple income sources, advanced strategies

First-Time Investors

First investment, established savings, secured project

First-Time Investors

First investment, established savings, secured project

First-Time Investors

First investment, established savings, secured project

Is your profile eligible?
Is your profile eligible?
Is your profile eligible?

Explore your tailored financing solutions

Explore your tailored financing solutions

Explore your tailored financing solutions

Access a personalized analysis to identify your financing options in France. Quick results, expert guidance, and compliance with regulations.

Free and confidential analysis

Free and confidential analysis

Free and confidential analysis

Free and confidential analysis

Tailored advice from our experts

Tailored advice from our experts

Tailored advice from our experts

Tailored advice from our experts

30 minutes offered with an advisor

30 minutes offered with an advisor

30 minutes offered with an advisor

30 minutes offered with an advisor

Reminder: our services are only charged if your financing is obtained.

Understanding financing from abroad

Understanding financing from abroad

Understanding financing from abroad

Financing

International Co-Mortgage: Buying Together from Abroad

Expatriate co-mortgage: terms, joint responsibility, required documents, and insurance coverage rates for purchasing jointly in France from abroad.

Financing

International Co-Mortgage: Buying Together from Abroad

Expatriate co-mortgage: terms, joint responsibility, required documents, and insurance coverage rates for purchasing jointly in France from abroad.

Financing

International Co-Mortgage: Buying Together from Abroad

Expatriate co-mortgage: terms, joint responsibility, required documents, and insurance coverage rates for purchasing jointly in France from abroad.

Financing

International Co-Mortgage: Buying Together from Abroad

Expatriate co-mortgage: terms, joint responsibility, required documents, and insurance coverage rates for purchasing jointly in France from abroad.

Investment

New vs old: which choice for an expat investor?

New vs old: which choice for an expat investor? Compare profitability, taxation, and remote management to maximize your investment.

Investment

New vs old: which choice for an expat investor?

New vs old: which choice for an expat investor? Compare profitability, taxation, and remote management to maximize your investment.

Investment

New vs old: which choice for an expat investor?

New vs old: which choice for an expat investor? Compare profitability, taxation, and remote management to maximize your investment.

Investment

New vs old: which choice for an expat investor?

New vs old: which choice for an expat investor? Compare profitability, taxation, and remote management to maximize your investment.

Financing

Expatriate self-employed: obtaining a mortgage immo

Freelance Expats: Obtain a mortgage in France with our proven strategies. Criteria, documents, and banks that accept your profile.

Financing

Expatriate self-employed: obtaining a mortgage immo

Freelance Expats: Obtain a mortgage in France with our proven strategies. Criteria, documents, and banks that accept your profile.

Financing

Expatriate self-employed: obtaining a mortgage immo

Freelance Expats: Obtain a mortgage in France with our proven strategies. Criteria, documents, and banks that accept your profile.

Financing

Expatriate self-employed: obtaining a mortgage immo

Freelance Expats: Obtain a mortgage in France with our proven strategies. Criteria, documents, and banks that accept your profile.

Frequently Asked Questions

Frequently Asked Questions

Frequently Asked Questions

As an expatriate, can I really obtain a mortgage in France?

Yes, it is absolutely possible. French banks apply specific criteria for expatriates. Our expertise lies in presenting your application favorably to maximize your chances of acceptance and to secure the best terms.

As an expatriate, can I really obtain a mortgage in France?

Yes, it is absolutely possible. French banks apply specific criteria for expatriates. Our expertise lies in presenting your application favorably to maximize your chances of acceptance and to secure the best terms.

As an expatriate, can I really obtain a mortgage in France?

Yes, it is absolutely possible. French banks apply specific criteria for expatriates. Our expertise lies in presenting your application favorably to maximize your chances of acceptance and to secure the best terms.

As an expatriate, can I really obtain a mortgage in France?

Yes, it is absolutely possible. French banks apply specific criteria for expatriates. Our expertise lies in presenting your application favorably to maximize your chances of acceptance and to secure the best terms.

What personal contribution is required for an expat?

This requirement varies depending on your profile, income, and country of residence. Our role is to structure your financing in the best way possible based on your personal situation.

What personal contribution is required for an expat?

This requirement varies depending on your profile, income, and country of residence. Our role is to structure your financing in the best way possible based on your personal situation.

What personal contribution is required for an expat?

This requirement varies depending on your profile, income, and country of residence. Our role is to structure your financing in the best way possible based on your personal situation.

What personal contribution is required for an expat?

This requirement varies depending on your profile, income, and country of residence. Our role is to structure your financing in the best way possible based on your personal situation.

Are my foreign currency incomes accepted by French banks?

Yes, but under certain conditions. Banks often apply a weighting factor to foreign currency income to protect against exchange rate risks. Our expertise helps to mitigate the impact of this weighting.

Are my foreign currency incomes accepted by French banks?

Yes, but under certain conditions. Banks often apply a weighting factor to foreign currency income to protect against exchange rate risks. Our expertise helps to mitigate the impact of this weighting.

Are my foreign currency incomes accepted by French banks?

Yes, but under certain conditions. Banks often apply a weighting factor to foreign currency income to protect against exchange rate risks. Our expertise helps to mitigate the impact of this weighting.

Are my foreign currency incomes accepted by French banks?

Yes, but under certain conditions. Banks often apply a weighting factor to foreign currency income to protect against exchange rate risks. Our expertise helps to mitigate the impact of this weighting.

Does my tax status abroad pose a problem?

No, but it requires a tailored presentation. We understand the requirements of French banks according to different international tax statuses and structure your file accordingly.

Does my tax status abroad pose a problem?

No, but it requires a tailored presentation. We understand the requirements of French banks according to different international tax statuses and structure your file accordingly.

Does my tax status abroad pose a problem?

No, but it requires a tailored presentation. We understand the requirements of French banks according to different international tax statuses and structure your file accordingly.

Does my tax status abroad pose a problem?

No, but it requires a tailored presentation. We understand the requirements of French banks according to different international tax statuses and structure your file accordingly.

How long does the process of obtaining a mortgage in France take for an expat?

On average, it takes between 2 and 3 months from the completion of the application to obtaining the loan offer. This timeframe depends on the complexity of your situation and the responsiveness of the stakeholders. Our support helps shorten these timeframes.

How long does the process of obtaining a mortgage in France take for an expat?

On average, it takes between 2 and 3 months from the completion of the application to obtaining the loan offer. This timeframe depends on the complexity of your situation and the responsiveness of the stakeholders. Our support helps shorten these timeframes.

How long does the process of obtaining a mortgage in France take for an expat?

On average, it takes between 2 and 3 months from the completion of the application to obtaining the loan offer. This timeframe depends on the complexity of your situation and the responsiveness of the stakeholders. Our support helps shorten these timeframes.

How long does the process of obtaining a mortgage in France take for an expat?

On average, it takes between 2 and 3 months from the completion of the application to obtaining the loan offer. This timeframe depends on the complexity of your situation and the responsiveness of the stakeholders. Our support helps shorten these timeframes.

Can I purchase in a property investment company (SCI) from abroad?

Yes, purchasing through a SCI is certainly possible. It can offer tax and estate advantages for non-residents. We advise you on the most suitable structure and connect you with our partner notaries and tax specialists who are experts in international arrangements.

Can I purchase in a property investment company (SCI) from abroad?

Yes, purchasing through a SCI is certainly possible. It can offer tax and estate advantages for non-residents. We advise you on the most suitable structure and connect you with our partner notaries and tax specialists who are experts in international arrangements.

Can I purchase in a property investment company (SCI) from abroad?

Yes, purchasing through a SCI is certainly possible. It can offer tax and estate advantages for non-residents. We advise you on the most suitable structure and connect you with our partner notaries and tax specialists who are experts in international arrangements.

Can I purchase in a property investment company (SCI) from abroad?

Yes, purchasing through a SCI is certainly possible. It can offer tax and estate advantages for non-residents. We advise you on the most suitable structure and connect you with our partner notaries and tax specialists who are experts in international arrangements.